Mortgage Products & Programs

home loan products

What Type of Mortgage Program is Right For Me?

No two home buyers are treated equal. It’s a fact that every home buyer has different goals and needs, different financial situations and limitations, differing tolerance towards interest rate fluctuations, therefore, it is often necessary for home buyers to consult a mortgage loan officer, and to enlist the mortgage professional’s help in choosing the right mortgage product for their particular situations. For example, a home owner who is financially conservative, certain that he will keep the house for an extended period of time, has stable income, would most likely benefit from a traditional 30 year fixed mortgage. But the same fixed rate mortgage is usually not suitable for a home owner who intends to move within the next several years, or has income that fluctuates from month to month. Obviously, there are other specifics and much more information is needed to make an educated decision on what type of mortgage is right for a person. Click here to get the basics on chosen the right loan program.

Specialized Loan Products & Programs

For more details on a specific loan program, click on the loan program above.


Mortgage Terms:

Fixed Rate:

A fixed rate provides you with security of having the same rate over the life of the loan and the comfort of knowing that your monthly principal and interest will not change.

Adjustable Rate Mortgage (ARM):

An Adjustable Rate Mortgage (ARM) provides a low interest rate and payment for the initial payment period, making the initial monthly payments less than a fixed rate mortgage usually offers. It is important to keep in mind that after the initial fixed portion of the term the rate adjust periodically base on market conditions, which may result in a higher monthly payment.

Payment Options:

P&I (Principle & Interest)
Interest Only



Be Smart … Ask Questions … Get Answers!

For more information, call (954) 599-3432 or “Click Here” to send me a message by e-mail

“Click Here” Get Started with your Loan Request


To learn about the advantages of being pre-quaified “Click Here”

Share This Page


Related Mortgage Process Articles: