Tips For a Smooth Loan Approval – The Do’s and Don’ts

Here is a list of tips to help ensure a smooth loan process. These tips will help avoid any delays with your loan approval.


DO  continue making your mortgage or rent payment (on time)
DO  stay current on all existing accounts
DO  keep working at your current employer
DO  stay with your same insurance company
DO  continue living at your current residence
DO  continue to use your credit as normal
DO  call us is you have any questions



DO NOT make any employment or income changes
DO NOT make any large deposits in any of your Banking or Investment accounts before speaking with me
DO NOT transfer funds from one account to another
DO NOT make any major purchases
DO NOT apply for new credit (even if you are pre-approved)
DO NOT open any new credit cards
DO NOT transfer any balances from one account to another
DO NOT pay off any charged off accounts with out speaking with me
DO NOT pay off any collection accounts with out speaking with me
DO NOT pay off any loans or credit with out  speaking with me
DO NOT closed any credit accounts
DO NOT max out any credit card accounts
DO NOT take out any new loans
DO NOT purchase any furniture
DO NOT start any home improvement projects
DO NOT finance any elective medical procedures


If you encounter any special situations that could affect your credit or you have funds (cash) other than your income that you need to deposit,  it is best to discuss it with me immediately so that we can help you determine the best way to achieve your goals.

To print a copy of the Do’s and Don’t list above just “Click Here”


For more information, call (954) 599-3432 or “Click Here” to send me a message by e-mail

“Click Here” Get Started with your Loan Request


Related Mortgage Approval Articles: